Chubb Life + LTC Plan Options
Compare the Chubb Life + LTC plan premiums to the Washington State employee LTC payroll tax.
Tobacco Status is based on a 12 Month Look Back for use of Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
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Chubb Life + LTC Plan
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Monthly State Payroll Tax
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|---|---|---|---|---|---|---|---|
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Benefit Features
|
A
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B
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C
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|
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Life Insurance Face Value
|
$10,000
|
$25,000
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$50,000
|
|
|
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Monthly LTC Benefit Amount
|
$400
|
$1,000
|
$2,000
|
|
|
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LTC Rider Duration
|
25 months
|
25 months
|
25 months
|
|
|
||
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Extension of LTC Benefits
|
50 months
|
50 months
|
50 months
|
|
|
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Total LTC Duration
|
75 months
|
75 months
|
75 months
|
|
|
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LTC Maximum Benefit
|
$30,000
|
$75,000
|
$150,000
|
|
$36,500
|
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Semi-Monthly Premium
|
$ 0.00
|
$ 0.00
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$ 0.00
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|
|
|
|
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Spouse Monthly Premium
|
$ 0.00
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$ 0.00
|
$ 0.00
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|
|
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|---|---|
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|
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Face Value
|
$10,000
|
|
Monthly LTC Benefit Amount
|
$400
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$30,000
|
|
Semi-Monthly Premium
|
$ 0.00
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
$6.53
Not Available
$6.85
Not Available
$7.28
Not Available
$7.72
Not Available
$8.18
$6.51
$8.66
$6.86
$9.18
$7.33
$9.79
$7.84
$10.46
$8.38
$11.17
$8.96
$11.91
$9.59
$12.72
$10.19
$13.56
$10.84
$14.47
$11.51
$15.40
$12.22
$16.39
$12.98
$17.42
$14.06
$18.81
$15.22
$20.28
$16.45
$21.82
$17.75
$23.45
$19.11
$25.15
$20.81
$27.34
$22.58
$29.59
$24.45
$31.99
$26.38
$34.42
$28.42
$37.00
$31.59
$41.08
$34.92
$45.38
$38.45
$49.92
$42.17
$54.74
$46.14
$59.87
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|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Face Value
|
$25,000
|
|
Monthly LTC Benefit Amount
|
$1,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$75,000
|
|
Semi-Monthly Premium
|
$ 0.00
Not Available
$8.08
Not Available
$8.08
Not Available
$8.26
$6.53
$8.45
$6.67
$8.66
$6.77
$8.87
$6.92
$9.10
$7.15
$9.42
$7.40
$9.75
$7.67
$10.10
$7.94
$10.43
$8.20
$10.78
$8.55
$11.26
$8.93
$11.78
$9.30
$12.27
$9.73
$12.81
$10.17
$13.36
$10.73
$14.03
$11.30
$14.74
$11.91
$15.47
$12.55
$16.31
$13.21
$17.12
$13.93
$18.19
$14.68
$19.30
$15.46
$20.45
$16.28
$21.63
$17.16
$22.95
$18.33
$24.48
$19.59
$26.14
$20.96
$27.92
$22.38
$29.78
$23.97
$31.79
$25.47
$33.90
$27.09
$36.16
$28.76
$38.50
$30.55
$40.98
$32.44
$43.55
$35.15
$47.01
$38.06
$50.70
$41.12
$54.55
$44.36
$58.61
$47.76
$62.87
$52.03
$68.35
$56.45
$73.98
$61.12
$79.97
$65.95
$86.06
$71.04
$92.50
$78.97
$102.70
$87.31
$113.44
$96.12
$124.80
$105.43
$136.85
$115.34
$149.66
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Face Value
|
$50,000
|
|
Monthly LTC Benefit Amount
|
$2,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$150,000
|
|
Semi-Monthly Premium
|
$ 0.00
$12.65
$16.15
$12.65
$16.15
$12.84
$16.52
$13.06
$16.90
$13.34
$17.31
$13.54
$17.73
$13.84
$18.19
$14.29
$18.84
$14.79
$19.50
$15.34
$20.19
$15.88
$20.86
$16.40
$21.56
$17.10
$22.52
$17.86
$23.56
$18.60
$24.53
$19.45
$25.61
$20.34
$26.71
$21.45
$28.05
$22.59
$29.48
$23.81
$30.94
$25.09
$32.62
$26.42
$34.23
$27.86
$36.38
$29.36
$38.59
$30.91
$40.89
$32.56
$43.27
$34.31
$45.90
$36.65
$48.96
$39.18
$52.28
$41.91
$55.85
$44.77
$59.56
$47.94
$63.58
$50.93
$67.80
$54.17
$72.32
$57.52
$76.99
$61.09
$81.95
$64.87
$87.10
$70.30
$94.02
$76.11
$101.40
$82.25
$109.09
$88.72
$117.22
$95.52
$125.75
$104.05
$136.70
$112.89
$147.96
$122.23
$159.93
$131.91
$172.11
$142.08
$185.00
$157.93
$205.40
$174.61
$226.89
$192.23
$249.60
$210.85
$273.69
$230.68
$299.32
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.